Complex Bank Examiner-in-Charge (EIC) - Compliance, CG-0570-14/15

Summary

This position is located in the Division of Depositor and Consumer Protection (DCP) of the Federal Insurance Deposit Corporation (FDIC). Individuals selected for this position will initially be assigned to a specific Tier III bank but after such assignment ends, may be reassigned to another Tier III bank or assigned to other duties as set forth in the Position Description. The duty location is determined upon selection.

Duties

• At the full performance level, major duties include: Serves as a subject matter expert (SME), sharing knowledge nationwide on one or more complex areas that may include fair lending, Unfair or Deceptive Acts or Practices (UDAP), Community Reinvestment Act (CRA), newly implemented laws and regulations, emerging technologies, or other consumer protection areas through substantive oral briefings/presentations and written reports. Incumbent helps improve the Complex Bank Supervision Program (CBSP) by evaluating, providing feedback, and contributing to the implementation of CBSP policies and procedures. Serves as a nation-wide resource for DCP, providing guidance and mentorship to senior examiners on specialized and advanced concepts related to EIC practices in Tier III banks, as well as advanced examination techniques and concepts. Develops and communicates sophisticated supervisory strategies, guiding team members through intricate and complex bank risk scenarios e.g., areas of specialized lending, significant levels of consumer complaint activities, or significant third-party relationships. Maintains an informed position on the assigned Tier III bank, analyzes information filed or reported in accordance with regulatory requirements or other sources, oversees or performs activities related to drafting, reviewing, analyzing, and processing reports of examinations prior to Regional Office review, and other duties of an administrative nature involving the assigned bank. Serves as the SME of the Tier III bank for DCP leadership and examiners, interagency federal regulators and officials, and other state financial regulators, given the complex and widespread scope of banking activities. Performs ongoing EIC duties for all aspects of banking operations impacting consumer harm while examining a large and/or highly complex bank requiring constant navigation, negotiation, at times resolving conflict with bank officials due to regulatory concerns, and a deep, specialized understanding of the Tier III bank's activities. Serves as the dedicated Complex Bank Examiner EIC - Compliance responsible for leading, planning, and conducting comprehensive risk-scoped targeted reviews, compliance examinations, and CRA evaluations of a Tier III institution (institutions that pose the highest risk of consumer harm) with a focus on identifying consumer harm. Serves as a key point of contact for, or leads, regional and divisional projects to accomplish the Region's or Division's goals and objectives, or the FDIC's mission.

Qualifications

Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious/spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Additional qualifications information can be found here. CG-14 To qualify, applicants must have completed at least one year of specialized experience equivalent to at least the CG-13 grade level or above in the Federal service. Specialized experience is defined as experience examining large or complex financial institutions for compliance with consumer protection, fair lending, Community Reinvestment Act (CRA), and other supervisory matters; and leading and providing on the job training to exam teams at large or complex financial institutions. CG-15 To qualify, applicants must have completed at least one year of specialized experience equivalent to at least the CG-14 grade level or above in the Federal service. Specialized experience is defined as experience examining large or complex financial institutions for compliance with consumer protection, fair lending, Community Reinvestment Act (CRA), and other supervisory matters; leading and providing on the job training to exam teams at large or complex financial institutions; and apprising and submitting recommendations to senior executive management to deal with special situations, complicated examinations, and/or supervisory matters. Selective Placement Factor: Applicants must have experience as commissioned compliance examiners at the FDIC or another organization with comparable commissioning criteria. Applicants must have met the qualification requirements (including selective placement factors – if any) for this position within 30 calendar days of the closing date of this announcement. For qualification determinations, your resume must contain the following for each work experience listed: Organization/Agency's Name Title Salary (series and grade, if applicable) Start and end dates (including the month and year) Number of hours you worked per week Relevant experience that supports your response to the specialized experience that is stated in the job announcement If your resume does not contain this information, your application may be marked as incomplete, and you may not receive consideration for this position. NOTE: Please indicate how you meet the specialized experience under each applicable position. Do not copy and paste the duties or specialized experience from this announcement into your resume as that will not be considered a demonstration of your qualifications.

Requirements

Completion Of Financial Disclosure May Be Required. Employee may be relocated to any duty location to meet management needs. Minimum Background Investigation (MBI) required As a best practice for banking regulators, the FDIC requires that the Examiner-in-Charge (EIC) spend no more than five years in any single institution. After five years, the EIC will be given a new assignment

Education

There is no substitution of education for the experience for this position.

How to apply

To begin, click the “Apply” button and follow the prompts. If you haven't already, register and establish a USAJOBS account. After you register online, click the “Apply” button to complete the online assessment questionnaire, and submit all required documents. Please be sure to click “Submit Application” to complete the application process. You must apply online. To apply for this position, you MUST provide a complete application package. Applicants requesting an exception from the online process must contact the Human Resources Specialist or point of contact listed in this announcement prior to 12:00 noon local time on the closing date. To return to your saved application, log in to your USAJOBS account and click on “Applications” tab. Click on the “Position Title,” and then select “Update Application” or “Additional Application Information” to continue. You have until 11:59 p.m. ET (Eastern Time) on the closing date of this announcement to complete the application process. Please ensure you have completed the application process by verifying the status of your application on-line to reflect: “Received”. Failure to complete the application process will result in an incomplete application and you will not be considered for the position.